In this day and age, managing one’s personal finances in a secure manner that allows the user to have a real-time visual representation of their money is easier than ever before. With the numerous applications that are out there — both free and subscription-based — there’s no reason that every person can’t take control of their money and ensure they’re making smart money moves.


The tools you use to reach people constantly change and you always have new options – more than you can handle. If however you understand the fundamentals, you realize that your core values stay consistent. How you present your value and what distribution formats you use to deliver it to people, fluctuates based on what is working best at any given time.

“After a year and a half of blogging as a hobby, I decided to launch a second blog with the goal of making a profit. Ruth did an excellent job addressing all of the questions I had, including the ones that came up as I navigated through my new blogging journey. By implementing the strategies and action plans in Ruth's eBook, I was able to surpass my one-year blog traffic goal within 3 months from launching my blog. Not only that, I was also able to earn an income within 2 months! Today, my blog traffic and income continue to steadily grow. If you are serious about monetizing your blog, Ruth provides you with the necessary tools to yield tangible results.” Jesenia Montanez @ The Latina Homemaker
So, in order to gain visibility, you have to go directly to the source. You need to tap already-established bloggers by offering them your great content with a chance to secure a single link back to your own site. Keep in mind, this isn’t about exchanging blog posts or links. No, do not do that. This is about offering to write for existing platforms that will help you build your own audience.

Thankfully Number 7. and 10. work really well for me because I am easily overwhelmed thinking about how I have to compete with all of the content and service providers out there. It’s just not my thing. I rather rock my little corner of the world and have a smaller, loyal following. As a consumer I prefer to devote my time and attention to someone who provides super-niched, rich, quality content on a less frequent basis than someone who just fills space because he/she is on a content schedule. Therefore, when email letters or blog posts do arrive it feels like a treat, and I trust that person more because he/she waited to write when inspiration struck and valuable content could be delivered. Furthermore, my own following is rather small, but it remains loyal. And, I’m ok with that. As my list has steadily grown over the past couple of years my open rate is consistently at 40-42% every month and many of my clients are annual repeats.
And that’s totally fine (hint: I don't either)! There are some incredible free blog photo and design resources you can use to enhance your posts, even if you’re not very design-minded at all. You can even just use product screenshots throughout your content, depending upon the subject matter—take for example my recent article about the best CRMs for small business.

Ramsay, Over the years, your advice has helped me go from a blogging noob (even though I’d been blogging for years before I found you) to being able to launch a site that does what I want it to do and gets picked up in google searches within 24 hours – Wow! Thank you so much for all the knowledge you share. I just gave this post a tweet because I feel it is important to give back a little whenever I can… Happy Unicorn Day (9 April)! Lisa x


I’m a bit confused…are you talking about using WordPress.com or WordPress.org when setting a blog? I heard not to use WordPress.com for a blog even though its free because the blog isn’t really “yours” and they can do what they want with it. Can you clarify the difference between the .com and .org and which one should be used in setting up a website and blog?
It was a pleasant surprise for me to encounter your blog Yaro. Your obvious experience means that you have had the benefit of seeing what works. For me I commenced engaging online back 1996, but did not really begin seeing the potential for personal business development until 2009-since then I have commenced a blog trying to talk with ‘mature people’ who struggle with the online technicalities..I thought this was my niche. On the other hand I have tried to engage with too many niche areas at once-this is a hard lesson, but I have finally learnt it! Kudos to you for recognizing the vast possibilities at a young age. I genuinely like to help people, so it is an exercise in finding out how best to do just that.

Thankfully Number 7. and 10. work really well for me because I am easily overwhelmed thinking about how I have to compete with all of the content and service providers out there. It’s just not my thing. I rather rock my little corner of the world and have a smaller, loyal following. As a consumer I prefer to devote my time and attention to someone who provides super-niched, rich, quality content on a less frequent basis than someone who just fills space because he/she is on a content schedule. Therefore, when email letters or blog posts do arrive it feels like a treat, and I trust that person more because he/she waited to write when inspiration struck and valuable content could be delivered. Furthermore, my own following is rather small, but it remains loyal. And, I’m ok with that. As my list has steadily grown over the past couple of years my open rate is consistently at 40-42% every month and many of my clients are annual repeats.


Life experiences. Everyone has lessons they have learned through life experience. Sharing this knowledge can be incredibly helpful to others in similar situations. For example, I recently helped a woman start her blog about being a fireman’s wife. She has a lot of experience and knowledge to share with others about this topic, and it has helped her connect with others in similar situations.Think about the things you have experienced in life. This could be related to your family (example: a blog about being a stay at home mom), work (a blog about experiences dealing with clients), or other life experiences (a blog about dealing with a troubling time such as a disease or divorce, or about a happy time such as preparing for a wedding or a birth of a child).
Blogger is a blog-publishing service that allows multi-user blogs with time-stamped entries. It was developed by Pyra Labs, which was bought by Google in 2003. The blogs are hosted by Google and generally accessed from a subdomain of blogspot.com. Blogs can also be served from a custom domain owned by the user (like www.example.com) by using DNS facilities to direct a domain to Google's servers.[4][5][6] A user can have up to 100 blogs per account.[7]
Oh, and side note—once you've started generating a decent amount of traffic to your blog, it'll be a smart long-term decision to move up your hosting plan to a managed WordPress hosting provider like Kinsta that have even more features (which is what I use now that I'm in the hundreds of thousands of monthly readers), especially when you're in need of speeding up your WordPress blog.
Start your search for a theme as soon as your WordPress platform is installed. The look and feel of your blog rely on the theme you choose. Your readers will first notice the overall appearance, before even taking a look at the content. Choose a theme that looks great, but also works for your unique content needs. The default theme that comes with your WordPress blog installed is Twenty Seventeen—while it’s a good starter theme, you’ll want to choose a theme that is unique and compatible with your niche.
Blogging is something that requires patience, persistence and discipline. It may mean writing everyday for over a year before you really start to see any money from it. There are exceptions to the rule, but from my dealings with other bloggers, it seems to be pretty common to spend one or even two years building your blog, your brand and your authority, before making any serious amount of money.

promoting your expertise to deliver training or consultancy services to businesses can be a highly profitable way to create an online income. In the past I have helped lots of businesses get started blogging by working with them to create editorial calendars and giving their marketing teams tips to promote their posts. Whether you’re an Excel guru, a marketing whiz or a customer services master you can build up your profile on your blog.

26. Services – You can offer a paid service, such as life coaching, blog coaching, goal setting or financial planning. Just be sure to investigate all the legal implications and make sure you’re not claiming to be a professional if you’re not one. With a service like this, you’re basically using your blog to sell yourself. You’ll need to convince people that you’re worth buying and then be able to back up your claims once they purchase your service.

Two of the most popular social media platforms in use are Facebook and Twitter. You can add native videos to Facebook and cater to those that love to watch videos, you can Tweet instant updates on Twitter and invite followers to check out your new blog post. And most importantly, no matter which network you use, you can expand your reach to an audience base you never even knew about.


Show consistent, relevant postings over time. Google seems to favor domains that have had some time to age and that are going to be a good bet for their visitors. Remember -- Google's (and other engines') goal is to provide the best experience possible for the people who search with them. If your blog is going to be a good match for your search terms it will be easier for you to rank and stay there.
It is an invaluable tool for experienced and novice bloggers alike, explaining not only what it takes to create an authentic, successful, and profitable blog, but how to get there as well.  Better yet, it has now been updated with even more valuable information–25% more content–and this expanded 2nd edition is available in both a Kindle and Paperback version!
This is very useful information for me as a beginner blogger. I figured to try blogging as a project while working on my MBA program online this year. I haven’t finished publishing my blog site yet. Still checking out some tips and advice prior to publishing. A bit nervous but after reading other new bloggers helps build my confidence. Hopefully I get the nerves to publish by end of January. As you mentioned, I ended up using WordPress.
Hi Kari! I think you’re understanding me correctly. Your readers will initially find you through your WordPress blog. Hopefully, you’ll be offering them lots of amazing articles that they’ll love, so they will want to join your email list. On your blog, you’ll need to include a link to your email sign up (you can see some on my blog at the bottom of posts. Hope that helps answer your question! :)
It’s only finally getting into my head that it will only ever be a small percentage of my audience that really matters in terms of supporting my business. I was always so worried about not alienating the Big Crowd that I missed a ton of chances to focus on the people who really do understand my overall message and want to go deeper. This post (and especially the comment thread) has been wonderful and is helping me to clarify my new philosophy.
I’m trying to get going for the minimum cost in the first instance. So, my question; is it possible to have more than one blog (or niche) attached to a single website? I have been advised it will cost around £250 for a basic WordPress site (once you have domain, hosting, theme etc). I have done a lot of work with small businesses as an advisor and specialise in marketing. I’m considering offering online courses and e guides. however, I would also like to blog about my hobbies of walking and motor homing. It’s just where to start!
Protip: Back in the day, when there weren’t so many blogs online, you could almost pick any topic and run with it. Now, not so much. There are definitely niches that are really, really full and therefore difficult to break into. How do you know? If you can easily find several dozen popular blogs on the topic, you might rethink your topic. On the other hand, just because a niche is big doesn’t mean it’s a bad idea to choose it. After all, a large niche means there’s a market for it! In that case, you’ll have to find a really unique angle. Spend time watching the main players. Knowing your way around will help you fine-tune the “thing” that will make you stand out.
Hi, I’m trying to get an extra income. I’m a mother of the 2yo. Also I’m passionate about affordable fashion and DIY projects around the house. I know where’s millions of blog about that but that what I love. People say I’m really good at it. My question is, should I write several post prior starting officially my blog??? So I can have them ready and put them at the same time?
If you're serious about succeeding with your blog, you need to build useful anchor content. It needs to be engaging, keyword centric, insightful, unique and well written. Don't write your content for search engines. Rather, write your content for humans while also paying homage to search engines and what they want. Simply put, it's a skill that develops over time with practice. It's also important to regularly publish your content on a weekly basis.
At the time of this writing, I’ve been blogging for only 1 1/2 years. And most of that time I spent on my podcast and writing my book – not blogging. And yet one day I realized – hey, I can make money blogging! The last time I published my monthly online income, my blog made $40,560.20.  You can find out more reading my income reports. And I don’t say that to brag, but to show you, you can do it.
Yup. I have thought about this long and hard, especially since I have started to see a profit from this blog in such a short time. It’s because people don’t understand what it takes to start a profitable blog, because the internet world is filled with “8 minutes to a profitable blog” tutorials. (Unlike this free tutorial, which assures you it will take a decent amount of effort and walks you through the steps.)
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